Traditional loan products are not flexible enough to meet most investors needs. We can help provide investors with quick access to non-conforming mortgage products for non-owner occupied residential properties. Unlike conventional financing, you won't have to jump through hoops to get access to financing. We work with a direct lender, who underwrites their own files, and provides their own appraisals which makes the loan process transparent and fast. If the deal makes sense, it will get funded.
Funding is available for:
Fix & Flip
Buy & Hold
Rate & Term
Cash Out & Refinance
Bridge Financing
Program Guidelines:
No minimum FICO requirements
Stated income/bank statements only
Loans up to 80% LTV
Loan amounts $100,000 up to $5,000,000
Lending to LLC’s, Trusts and Individual Borrowers
Reserve requirement: Borrower to have 4 months interest payment reserves, down payment, closing costs,
Foreign national program
Single family residences, condos, 1-4 units, and apartment buildings
AVAILABLE IN CALIFORNIA AND HAWAII NMLS ID 1359722